Account Aggregator


What is an Account Aggregator?

An Account Aggregator (AA) is a type of RBI-regulated entity (licensed as an NBFC-AA) that empowers individuals to securely and digitally share their financial data from one regulated financial institution (Financial Information Provider – FIP) to another (Financial Information User – FIU) within the AA network. This data transfer is completely consent-driven and cannot happen without the individual’s explicit approval.

For a detailed overview of the Account Aggregator Ecosystem, please refer to: https://sahamati.org.in/what-is-account-aggregator

Finvesco Capital India Pvt. Ltd. in the AA Ecosystem

Finvesco participates in the AA ecosystem both as a Financial Information Provider (FIP) and as a Financial Information User (FIU) to enhance transparency and support smarter financial decisions for our customers.

Finvesco as an FIP

  • Shares financial data only after obtaining explicit customer consent
  • Ensures all systems are fully interoperable with the AA ecosystem
  • Supports secure, real-time sharing of financial data

Tied-up AAs as FIP:

  1. Perfios Account Aggregation Services Pvt. Ltd. (Anumati)
  2. FinSec AA Solutions Private Limited (OneMoney)
  3. Cookiejar Technologies Private Limited (Finvu)
  4. CAMSFinServ
  5. Dashboard Account Aggregation Services Pvt. Ltd. (SAAFE)
  6. NSDL e-Gov Account Aggregator Ltd. (Protean SurakshaAA)
  7. CRIF Connect Private Ltd. (CRIF)

Finvesco as an FIU

  • Requests data only with specific, prior customer consent
  • Uses customer data strictly for the agreed purpose, and retains it only as long as needed (or as mandated by law)
  • Aims to offer faster, more personalized financial solutions through authorized data access

Tied-up AAs as FIU:

  1. Perfios Account Aggregation Services Pvt. Ltd. (Anumati)
  2. FinSec AA Solutions Private Limited (OneMoney)
  3. Cookiejar Technologies Private Limited (Finvu)
  4. CAMSFinServ
  5. Dashboard Account Aggregation Services Pvt. Ltd. (SAAFE)
  6. NSDL e-Gov Account Aggregator Ltd. (Protean SurakshaAA)
  7. CRIF Connect Private Ltd. (CRIF)

Customer Rights

  • You have full control over your data – it will never be shared without your consent
  • You can review and verify each request from FIUs before approval
  • You can revoke your consent at any time
  • Your data is never stored or misused by AAs or by Finvesco

Have Questions?

If you have any queries regarding the AA ecosystem or how Finvesco handles your data, please reach out to our support team here:
 www.finvesco.com/contact-us (Update this link as per actual contact page)

Grievance Redressal

Finvesco is committed to safeguarding your rights and ensuring prompt resolution of any concerns. Our grievance redressal mechanism is managed by senior-level officers with a focus on fair, efficient, and timely solutions.

To read our grievance redressal policy or file a complaint, please visit:
www.finvesco.com/grievance-redressal (Update as per actual policy page)