SME/MSME LENDING (Fasttrack your business growth)
Finvesco Capital India helps your business meet all the financial requirements and scale the heights of success with our convenient and quick to access SME Loans. With an SME loan, you can invest in your firm’s infrastructure, meet working capital requirements, expand your business or pay for several overheads.
Our SME loans are powered by automation and are ideal for multiplying and growing your business. We offer instant digital credit backed by real time backend operations an API based underwriting. This credit facility is hassle free as it supports digital exchange of data, e-documentation, and online disbursal to your bank account.
Our loans are available at competitive interest rates, flexible tenures and minimal documentation. These loans will help you scale your business in a hassle-free environment. You can use the funds to invest in infrastructure, expand operation or increase working capital.
Finvesco Capital India helps your business meet all the financial requirements and scale the heights of success with our convenient and quick to access SME Loans. With an SME loan, you can invest in your firm’s infrastructure, meet working capital requirements, expand your business or pay for several overheads.
Fuel your business with Finvesco Capital India’s small business loans and achieve all your dreams. Our SME loans come with flexible tenures, easy repayment options and minimum documentation based on RBI guidelines. The criteria to avail our small business loan is simple and flexible.
Sl. No | Particulars | Remarks |
01 | Lending Pattern | Individual |
02 | Loan Limit | Rs. 0.50 Lakh – Rs.5.00 Lakh |
03 | Tenure | 4 Months – 24 Months |
04 | Repayment Frequency | Daily / Monthly |
05 | Rate of Interest | 19% – 24% |
06 | Processing Fee | 2% + GST |
Women Entrepreneurs are revolutionising the business world through their success. They have constantly proved that they can execute an idea into a successful business by managing operations effectively. However, like other businesses, a women-owned business also requires constant capital to ensure the smooth running of business operations. One of the best ways to fulfil the capital requirements of the business is through Mahila Vyapar Samridhi Loan for women.
Finvesco Capital has designed Mahila Vyapar Samridhi Loan entrepreneurs to raise immediate capital for their businesses and fulfil their entrepreneurial dreams.
Sl. No | Particulars | Remarks |
01 | Lending Pattern | Individual |
02 | Loan Amount | Rs.0.25 Lakh – Rs.1.00 Lakh |
03 | Tenure | 4 Months – 18 Months |
04 | Repayment Frequency | Weekly / Monthly |
05 | Rate of Interest | 19% – 24% |
06 | Processing Fee | 2% + GST |
This secured loan can be availed to start a new venture, for business expansion, or funds for capital expenditure by pledging residential and/or commercial property. These are designed to help SMEs grow their business without affecting their cash flows.
Secured business loans are the safest way to get capital for expanding or scaling up your business.
Sl. No | Particulars | Remarks |
01 | Lending Model | Individual |
02 | Loan Amount | Rs.1.00 Lakh – Rs.25.00 Lakh |
03 | Tenure | 6 Months – 72 Months |
04 | Repayment Frequency | Monthly |
05 | Rate of Interest | 19% – 24% |
06 | Processing Fee | 2% + GST |
This facility is designed to help suppliers’ meet their funding needs at competitive interest rates and streamline working capital management. We allow our suppliers to choose the invoices that they want to get discounted and hence enjoy a lower interest payout.
Our loans help suppliers to meet their funding needs at competitive interest rates and streamline working capital management. These loans are designed to suit supplier’ demand for faster short-term finance from the sale to payment. We allow our suppliers to choose the invoices that they want to get discounted and hence enjoy a lower interest pay-out.
Sl. No | Particulars | Remarks |
01 | Lending Model | Individual |
02 | Loan Amount | Rs.1.00 Lakh – Rs.25.00 Lakh |
03 | Tenure | 4 Months – 72 Months |
04 | Repayment Frequency | Monthly |
05 | Rate of Interest | 19% – 24% |
06 | Processing Fee | 2% + GST |
Loan Calculator Information
The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Interest Amount
Period | Payment | Interest | Balance |
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Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.